Tobacco Use—Not Promiscuity or Drug Abuse—Will Be Only Vice Legally Punishable by Higher Insurance Premiums Under Senate Health Care Bill
(CNSNews.com) - Under the terms of the health-care reform bill approved by the Senate Health, Education, Labor and Pensions Committee, the legal use of tobacco products is the only vice for which insurance companies will be able to charge their customers higher premiums.
The summary of the bill published by the committee specifically states that premiums may be varied to account for tobacco use, but any other use of a person’s record of insurance claims, health status or medical history will be forbidden.
In other words, a person could have been admitted to hospitals three times for heroin overdoses, or been pregnant five times out of wedlock, or been treated for venereal diseases at least once per year for the past five years, but none of these factors could be used to charge that person a higher insurance premium.
The summary of the bill published by the committee specifically states that premiums may be varied to account for tobacco use, but any other use of a person’s record of insurance claims, health status or medical history will be forbidden.
In other words, a person could have been admitted to hospitals three times for heroin overdoses, or been pregnant five times out of wedlock, or been treated for venereal diseases at least once per year for the past five years, but none of these factors could be used to charge that person a higher insurance premium.
1 Comments:
The following is taken from our recent article on Michael Jackson:
"Lest you be confused about this drug thing, there is little difference between illegal/recreational drugs, and prescription drugs, with the exceptions being the legitimacy of the “entity” which produces them, who gets to prescribe them, and whether politicians benefit. Drugs be drugs.
"Take it from some guys who matured (arguably) during the drugs, sex, and rock and roll years. We know lots of successful doctors, business people, family people, accountants, judges, and pillars of society who once used drugs in many a form and fashion. Fortunately for most of them and for society, they appreciated that drugs might be an interesting pastime, but not a life long journey."
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